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Desclaimer

Conditions of use of the Northern Rock plc web site

Your access to and use of the Northern Rock plc web site - this site - is subject to the following terms and conditions which, by accessing and browsing this site, you accept without any limitation or qualification.

General Disclaimer

The information on the pages of this site is provided by Northern Rock plc as a service to the public and is intended merely to give a general overview of Northern Rock plc. Whilst Northern Rock plc has endeavoured to ensure that all the information on this site is correct, no representation or warranty (express or implied) is given as to its accuracy or completeness and Northern Rock plc accepts no liability for any statement, inaccuracy or omission. For this reason, you should neither rely nor act upon any of the information on this site and, if you do, it will be entirely at your own risk. Northern Rock plc accepts no liability for any direct, special, indirect or consequential damages or any other damages of any kind resulting from the use of any information obtained directly or indirectly from this site. All such liability is excluded to the fullest extent permitted by law.

The information on this site is subject to change at any time without notice.

No Invitation or Recommendation to invest

No information on this site constitutes or shall be deemed to constitute an invitation or recommendation to invest or otherwise deal in shares or other securities in Northern Rock plc and the information contained herein does not constitute an offer to sell or the solicitation of an offer to buy any such securities. Nothing contained in this site is an "investment advertisement" for the purposes of the UK Financial Services Act 1986 nor does any statement in this site constitute investment advice. If you are considering an investment, you should make your own, independent assessment and take appropriate professional advice.

General

This site is controlled and operated by Northern Rock plc from its offices in the UK. Some content may be provided by approved sub-contractors and should be treated as if it was on any of Northern Rock’s own sites. Northern Rock plc makes no representation that material in the site is appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent that local laws are applicable.

This site, and these conditions, are governed by English law. Any disputes arising from this site shall be resolved by the English courts, unless you can show you accessed the site from Scotland in which case the Scottish courts may be used.

Our details

Northern Rock plc. Registered office:

• Northern Rock House
• Gosforth
• Newcastle upon Tyne
• NE3 4PL

Registered number 3273685.

© Northern Rock plc. 2008